> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://wiser.airwallet.net/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# How do I make a payment with 3D Security?

3D security can be difficult if you haven’t tried it before. Therefore, we have made two guides that show how to make a payment if 3D security is required on a payment. 

${youtube}[Payment with SMS+code in Airwallet](1XD6Pw-wv9g)

If you experience errors when paying with SMS + code, it may be because you have not created your password at NETS yet, or because you enter the SMS one-time code twice in a row. You will first be asked about the one-time code you received via SMS, and then for your own password for NETS.